FL Market
Commercial Real Estate
Financing in Florida
Bridge, construction, renovation, and DSCR loans for Florida investors and developers. $1M to $50M+.
Florida is one of the most active commercial real estate markets in the United States, driven by strong population growth, favorable tax policy, and a booming tourism economy. From Miami's luxury condo developments to Orlando's expanding multifamily sector, the state offers a wide range of investment opportunities.
Passy Capital works with Florida-based investors and developers to structure and place commercial real estate loans across the state. Whether you're acquiring a multifamily asset in South Florida, building ground-up in Tampa, or stabilizing a value-add property in Jacksonville, we connect you with the right lender.
Our lender network includes national and regional capital sources with deep Florida experience. We understand the nuances of the Florida market — from hurricane insurance requirements to condo association financing — and structure deals accordingly.
Florida Market Highlights
Population Growth
Florida is the fastest-growing large state in the US, adding hundreds of thousands of new residents annually.
No State Income Tax
Florida's tax-friendly environment attracts investors, businesses, and high-net-worth individuals.
Tourism Economy
Over 130 million visitors annually drive demand for hospitality, retail, and short-term rental properties.
Multifamily Demand
Strong rental demand across South Florida, Central Florida, and the Gulf Coast supports multifamily investments.
Development Pipeline
Active new construction across Miami-Dade, Broward, and Orange counties with strong absorption rates.
International Capital
Miami serves as a gateway for Latin American and European investors entering the US market.
Cities We Serve
Miami
Fort Lauderdale
Orlando
Tampa
Jacksonville
West Palm Beach
St. Petersburg
Naples
Sarasota
Fort Myers
Boca Raton
Gainesville
Property Types We Finance
Multifamily
Condominiums
Mixed-Use
Retail
Office
Industrial
Hospitality
Single Family (1-4)
Loan Programs
Bridge Loans
Short-term financing for acquisitions and repositioning.
Construction
Ground-up and heavy rehab financing with flexible draws.
Renovation / Rehab
Value-add financing for rehab and repositioning.
Fix & Flip
Fast capital for residential and small commercial flips.
DSCR / Rental
Long-term rental financing based on property cash flow.
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