CA Market
Commercial Real Estate
Financing in California
Bridge, construction, renovation, and DSCR loans for California investors and developers. $1M to $50M+.
California is the largest commercial real estate market in the United States. From the tech-driven Bay Area to the entertainment capital of Los Angeles and the fast-growing Inland Empire, the state offers immense scale and diversity for CRE investors and developers.
Passy Capital works with California borrowers to structure and place financing for bridge acquisitions, ground-up construction, value-add renovations, and stabilized rental properties. We understand the unique complexities of the California market — from entitlement timelines to rent control ordinances — and structure deals to navigate them.
Our lender network includes national, regional, and private capital sources actively deploying in California. Whether you're repositioning a multifamily asset in LA, developing industrial in the Inland Empire, or acquiring retail in San Diego, we match your deal with the right capital source.
California Market Highlights
Largest State Economy
California's $4T+ GDP makes it the world's 5th largest economy, driving demand across all property types.
Tech & Innovation Hub
Silicon Valley, LA tech, and San Diego biotech create sustained demand for office, industrial, and housing.
Supply Constraints
Restrictive zoning and long entitlement timelines limit new supply, supporting asset values and rents.
Multifamily Strength
High housing costs drive rental demand. Multifamily remains the most active CRE asset class statewide.
Industrial Boom
E-commerce and nearshoring fuel industrial demand in the Inland Empire, Central Valley, and East Bay.
Institutional Depth
Deep institutional buyer pool provides strong exit liquidity for value-add and development deals.
Cities We Serve
Los Angeles
San Francisco
San Diego
San Jose
Sacramento
Oakland
Long Beach
Anaheim
Riverside
Irvine
Santa Monica
Pasadena
Property Types We Finance
Multifamily
Mixed-Use
Retail
Office
Industrial
Hospitality
Single Family (1-4)
Land
Loan Programs
Bridge Loans
Short-term financing for acquisitions and repositioning.
Construction
Ground-up and heavy rehab financing with flexible draws.
Renovation / Rehab
Value-add financing for rehab and repositioning.
Fix & Flip
Fast capital for residential and small commercial flips.
DSCR / Rental
Long-term rental financing based on property cash flow.
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