FL — Miami
Commercial Real Estate
Financing in Miami
Bridge, construction, renovation, and DSCR loans for Miami investors and developers. $1M to $50M+.
Miami is one of the most dynamic commercial real estate markets in the United States. With over 6 million residents in the metro area, strong international capital flows, and a booming luxury condo market, Miami offers exceptional opportunities across every property type.
Passy Capital works with Miami-based investors and developers to structure bridge loans, construction financing, renovation loans, and DSCR products for assets throughout Miami-Dade County. From Brickell high-rises to Wynwood mixed-use projects, we connect you with lenders who understand the Miami market.
Our lender network includes capital sources with deep South Florida expertise, capable of navigating condo association requirements, hurricane insurance considerations, and the unique dynamics of Miami's international investor base.
Miami Market Highlights
International Gateway
Miami is the primary US entry point for Latin American and European capital, driving strong demand for commercial assets.
$50B+ CRE Market
Miami-Dade County is one of the largest commercial real estate markets in the Southeast, with billions in annual transaction volume.
Population Growth
The Miami metro area continues to attract domestic migration from high-tax states, adding tens of thousands of new residents annually.
Condo Development Boom
Active luxury and mid-market condo pipeline across Brickell, Edgewater, and the waterfront corridors.
Tech & Finance Migration
Major firms relocating operations to Miami — from Citadel to Microsoft — are reshaping the office and multifamily markets.
Tourism Economy
Over 25 million visitors annually support strong hospitality and retail demand across Miami Beach and downtown.
Key Submarkets
Brickell
Downtown Miami
Wynwood
Edgewater
Midtown
Coral Gables
Coconut Grove
Little Havana
Doral
Kendall
North Miami
Miami Beach
Property Types We Finance
Multifamily
Condominiums
Mixed-Use
Retail
Office
Hospitality
Industrial
Single Family (1-4)
Loan Programs
Bridge Loans
Short-term financing for acquisitions and repositioning.
Construction
Ground-up and heavy rehab financing with flexible draws.
Renovation / Rehab
Value-add financing for rehab and repositioning.
Fix & Flip
Fast capital for residential and small commercial flips.
DSCR / Rental
Long-term rental financing based on property cash flow.
Learn More
Bridge Loans for Commercial Real Estate: The Complete Guide
Everything you need to know about CRE bridge loans — when to use one, typical terms, and how to secure the best rates.
Multifamily Financing: A Guide to Apartment Building Loans
Loan types, unit count thresholds, value-add vs stabilized strategies, qualification requirements, and typical terms.
Commercial Real Estate Financing in Florida
Key markets, popular property types, the no-state-income-tax advantage, and how to secure the best loan terms in Florida.
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