FL — Jacksonville
Commercial Real Estate
Financing in Jacksonville
Bridge, construction, renovation, and DSCR loans for Jacksonville investors and developers. $1M to $50M+.
Jacksonville is the largest city by land area in the contiguous United States, with a metro population of over 1.6 million. The city's deep-water port, strong military presence, and growing financial services sector make it one of Northeast Florida's most compelling commercial real estate markets.
Passy Capital helps Jacksonville investors and developers secure financing for multifamily acquisitions, industrial properties, ground-up construction, and value-add repositioning throughout Duval County and the surrounding region. We understand the local market dynamics and structure deals to match.
Our lender network includes regional and national capital sources with active Northeast Florida programs, experienced in navigating Jacksonville's diverse submarkets from the urban core to the rapidly growing suburbs.
Jacksonville Market Highlights
Logistics Hub
JAXPORT is one of the fastest-growing container ports in the US, driving industrial and warehouse demand across the metro.
Population Growth
Jacksonville metro adds thousands of new residents annually, fueled by affordability and job growth in financial services and healthcare.
Military Economy
Naval Station Mayport and NAS Jacksonville provide a stable economic base and consistent demand for housing and commercial services.
Affordable Basis
Lower cost basis than South Florida enables stronger cash-on-cash returns and more favorable debt coverage ratios.
Downtown Revival
Multi-billion-dollar revitalization efforts in downtown and the Northbank are creating new development opportunities.
Financial Services
Major employers including FIS, Deutsche Bank, and CSX headquarters drive office and multifamily demand in key submarkets.
Key Submarkets
Downtown Jacksonville
Riverside/Avondale
San Marco
Southside
Mandarin
Jacksonville Beach
Ponte Vedra
Westside
Northside
Orange Park
St. Johns County
Town Center
Property Types We Finance
Multifamily
Industrial
Retail
Office
Mixed-Use
Single Family (1-4)
Medical Office
Self-Storage
Loan Programs
Bridge Loans
Short-term financing for acquisitions and repositioning.
Construction
Ground-up and heavy rehab financing with flexible draws.
Renovation / Rehab
Value-add financing for rehab and repositioning.
Fix & Flip
Fast capital for residential and small commercial flips.
DSCR / Rental
Long-term rental financing based on property cash flow.
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