TX Market
Commercial Real Estate
Financing in Texas
Bridge, construction, renovation, and DSCR loans for Texas investors and developers. $1M to $50M+.
Texas ranks among the top commercial real estate markets in the country, powered by sustained job growth, corporate relocations, and a pro-business regulatory environment. The state's major metros — Houston, Dallas-Fort Worth, Austin, and San Antonio — each offer distinct investment profiles and strong demand across property types.
Passy Capital helps Texas investors and developers secure financing for acquisitions, ground-up construction, renovations, and stabilized rental properties. From a fix-and-flip in Houston to a multifamily development in Austin, we structure and place the right debt for every deal.
Our lender relationships span national banks, regional lenders, and private capital sources with active Texas programs. We navigate the specifics of the Texas market, including property tax considerations, rapid absorption timelines, and the unique dynamics of each metro.
Texas Market Highlights
Job Growth Engine
Texas leads the nation in job creation, attracting major corporate relocations from Tesla to Oracle to Caterpillar.
No State Income Tax
Business-friendly tax policy drives investor and corporate demand across the state.
Population Boom
Texas gains more residents than any other state, fueling housing and commercial demand in every major metro.
Diverse Metros
Houston (energy/medical), Dallas (finance/tech), Austin (tech), and San Antonio (military/healthcare) each offer unique opportunities.
Industrial Strength
Warehouse and distribution demand surging with Texas as a logistics hub and nearshoring beneficiary.
Affordable Basis
Lower cost basis compared to coastal markets allows for stronger yields and more favorable debt coverage.
Cities We Serve
Houston
Dallas
Austin
San Antonio
Fort Worth
El Paso
Arlington
Plano
Frisco
Irving
McKinney
Round Rock
Property Types We Finance
Multifamily
Single Family (1-4)
SFR Portfolios
Mixed-Use
Retail
Office
Industrial
Land
Loan Programs
Bridge Loans
Short-term financing for acquisitions and repositioning.
Construction
Ground-up and heavy rehab financing with flexible draws.
Renovation / Rehab
Value-add financing for rehab and repositioning.
Fix & Flip
Fast capital for residential and small commercial flips.
DSCR / Rental
Long-term rental financing based on property cash flow.
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Explore commercial real estate financing in Texas's major metros.