Renovation Loan Calculator
Calculate your renovation financing — purchase price, rehab budget, total cost, monthly payments, and LTC ratio. Up to 90% LTC for value-add projects.
Renovation loans finance both the acquisition and improvement of value-add commercial real estate properties. Our calculator helps you model the project — purchase price, rehab budget, total project cost, and monthly interest — before submitting your deal.
Enter the purchase price and renovation budget. The calculator instantly shows your total project cost, LTC ratio, monthly interest payment, and total carrying cost over the loan term.
Renovation loan rates currently range from 8-12% with terms of 12 months. Maximum LTC is 90% (financing both acquisition and rehab). Ideal for multifamily value-add, commercial repositioning, and adaptive reuse projects.
What You Can Calculate
Total project cost
LTC ratio with visual gauge
Monthly interest payment
Total renovation carry cost
Pre-qualification check (90% LTC max)
Acquisition + rehab breakdown
Ready to calculate?
Run the numbers in seconds, then submit your deal and get financing options within 24 hours.