Yes. A Swiss citizen can finance investment property in the United States. The financing is business-purpose and made to a US limited liability company, so qualification rests on the property and your liquidity rather than a US consumer credit file.
Because it is asset-based, you do not need a US Social Security number, a US credit history, or an existing US bank relationship. A Swiss investor is evaluated on the merits of the deal, on the same terms a US investor receives. Passy Capital is itself Swiss-founded, so the cross-border process is familiar territory.
The US LLC is your AG or Sàrl
Swiss investors are used to holding assets through an AG or a Sàrl. The US LLC plays the same role: it owns the property and is the borrower, which keeps the loan business-purpose. It is faster and cheaper to form than a Swiss company, and a Swiss resident can own one with no US residency and no SSN.
Why Swiss investors look to the US
Domestic Swiss yields are very low and the franc is strong, so converting CHF-denominated wealth into USD income property is an attractive diversification. US real estate offers rental yield and a deep, liquid market that Switzerland's small, expensive one cannot. Typical applicants are entrepreneurs, executives, and private-wealth clients seeking cash flow and currency diversification.
Where Swiss investors tend to buy
Swiss buyers favour stable, premium markets with strong rental demand.
- Florida, especially Miami
- New York
- Select Sun Belt cash-flow markets
Which products fit, and what to expect
DSCR financing fits buy-and-hold rentals, bridge financing fits time-sensitive acquisitions, and fix-and-flip fits renovation projects. Core transactions sit in the $1M to $5M range with a fast close. The main step is forming the US LLC and assembling the asset and funding documentation, after which the path mirrors a domestic investor's.