Fix and Flip Loan Calculator
Calculate your fix and flip financing — purchase price, renovation budget, total project cost, monthly payments, and LTC ratio. Up to 95% LTC available.
Fix and flip loans finance both the purchase and renovation of investment properties. Our calculator helps you model the full project — purchase price, renovation budget, total cost, and monthly interest carry — so you can decide whether the deal works before submitting it.
Enter the purchase price and renovation budget. The calculator instantly computes total project cost, your LTC ratio, monthly interest payment, and total carrying cost over the loan term.
Fix and flip rates currently range from 8-12% with terms of 12 months. Maximum LTC is 95% (financing both purchase and rehab). All payments are interest-only with no prepayment penalties — sell early and pay no extra.
What You Can Calculate
Total project cost
LTC ratio with visual gauge
Monthly interest payment
Total holding cost
Pre-qualification check
Auto-calculated max loan amount
Ready to calculate?
Run the numbers in seconds, then submit your deal and get financing options within 24 hours.