IL — Chicago
Commercial Real Estate
Financing in Chicago
Bridge, construction, renovation, and DSCR loans for Chicago investors and developers. $1M to $50M+.
Chicago is the third-largest city in the United States with a metro population exceeding 9.5 million. The city's diversified economy, world-class infrastructure, and deep capital markets make it one of the most important commercial real estate markets in the country, with strong institutional and private investor activity.
Passy Capital works with Chicago investors and developers to structure financing for multifamily acquisitions, industrial properties, office repositioning, and ground-up development across the Chicagoland area. From Loop high-rises to suburban industrial parks, we connect you with the right capital source.
Our lender network includes national banks, regional lenders, and private capital with deep Chicago experience. We navigate the specifics of the market — from property tax considerations to TIF districts and the city's diverse neighborhood dynamics.
Chicago Market Highlights
3rd Largest US City
Chicagoland metro exceeds 9.5 million residents, one of the deepest and most liquid CRE markets in the United States.
Fulton Market Boom
The West Loop/Fulton Market district has transformed into Chicago's premier mixed-use destination with billions in new development.
Industrial Powerhouse
Chicago's central location, rail hub, and O'Hare proximity make it one of the top industrial and logistics markets nationally.
Affordable Yields
Higher cap rates compared to coastal markets offer attractive entry points and stronger cash-on-cash returns for investors.
Transportation Hub
Two international airports, the nation's largest rail hub, and extensive highway access support logistics and commercial demand.
Institutional Depth
A deep pool of institutional and private capital active in the market creates liquidity for acquisitions and refinancing.
Key Submarkets
The Loop
River North
West Loop/Fulton Market
South Loop
Lincoln Park
Wicker Park
Logan Square
Hyde Park
Evanston
Oak Brook
Schaumburg
Naperville
Property Types We Finance
Multifamily
Industrial
Office
Mixed-Use
Retail
Single Family (1-4)
SFR Portfolios
Self-Storage
Loan Programs
Bridge Loans
Short-term financing for acquisitions and repositioning.
Construction
Ground-up and heavy rehab financing with flexible draws.
Renovation / Rehab
Value-add financing for rehab and repositioning.
Fix & Flip
Fast capital for residential and small commercial flips.
DSCR / Rental
Long-term rental financing based on property cash flow.
Learn More
Bridge Loans for Commercial Real Estate: The Complete Guide
Everything you need to know about CRE bridge loans — when to use one, typical terms, and how to secure the best rates.
How to Calculate LTV and LTC for Commercial Real Estate Loans
The difference between LTV and LTC, how to calculate each, and typical maximums across CRE loan types.
DSCR Loans Explained: Rental Property Financing
DSCR loans let you qualify based on property cash flow, not personal income. Learn how they work and who qualifies.
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