Bridge Loan
Acquisition or refinance, 1-4 unit residential
70%Max LTV
- ·SFR, condo, townhome, PUD
- ·12 months, interest-only
- ·$1M – $5M
- ·From 9% · 2% origination
PASSYCAPITALCapital Programs · Referral Partner Brief
For Referral Partners
Send us the deal.
We fund it.
Commercial real estate financing for 1-4 unit residential deals $1M–$5M nationwide. Same-day quote. 14-day close. You keep the client and your full fee.
$1M – $5M
Loan Size
From 9%
Rate
2%
Origination
14 Days
To Close
Programs
Five ways we fund your deals
Fix & Flip
Acquire, rehab, resell on 1-4 unit residential
95%Max LTC
- ·Heavy or light rehab scope
- ·12 months, interest-only
- ·$1M – $5M
- ·From 9% · 2% origination
Construction
Ground-up build, 1-4 unit residential
85%Max LTC
- ·Includes land + vertical construction
- ·12-24 months, interest-only
- ·$1M – $5M
- ·From 9% · 2% origination
Renovation
Heavy rehab on 1-4 unit residential
90%Max LTC
- ·Value-add rehab scope
- ·12 months, interest-only
- ·$1M – $5M
- ·From 9% · 2% origination
DSCR / Rental
Stabilized cash-flow rental, non-owner-occupied
80%Max LTV
- ·SFR, 1-4 units, condo, PUD
- ·30-year fixed (IO options available)
- ·$1M – $5M · 75% LTV on cash-out
- ·From 9% · 2% origination
Eligibility
- ✓1-4 unit residential (SFR, PUD, condo, townhome)
- ✓FICO 620+ (best terms at 720+)
- ✓US sponsors + qualified foreign nationals
- ✓All 50 states except NV, ND, SD, VT
- ✗Mobile/manufactured, 10+ unit multifamily, mixed-use, commercial zoned
How to Refer
- 1.Send deal details (address, sponsor, amount, exit)
- 2.Same-day quote
- 3.Term sheet within 48 hours
- 4.14-day close
Contact
David Hodara
Founder, Passy Capital